Best PayTM Alternatives for Android and iOS

In this digital world, nobody wants to carry cash with them, and each one of us are searching for online payment modes for doing all the transactions online after demonetization. Paytm is one of the best means for making secure payments and is perfect for doing online transactions by just one click on your mobiles phones. Paytm is an application which has so many amazing features and it provides a wide range of services to its customers. Below list PayTM Alternatives are secure and easy to use. These all PayTM Alternatives all have the same feature and options.

From UPI functionality to mobile wallet functionality to online shopping functionality and what not. Paytm is a package of everything which a user may want and everything is available in one roof. It allows you to do a lot of activities and transactions online no matter the distance whether it may be managing your bank accounts, paying the bills or anything else.

PayTM Alternatives in 2019

The best part of the Paytm is that it is very convenient and simple to use and even the novices can understand its features easily and can enjoy it’s services to the fullest. Overall, it is the best application which offers great features and services to its customers, and it is very tough to recognize the negative points of this application. We can look for some excellent alternatives of Paytm, but we cannot guarantee that those applications can be as perfect and amazing as Paytm, but they are really good in their ways.

1. Free Charge – Secure PayTM Alternatives

Free Charge is a digital marketplace for financial services and products which can be considered as the easiest way to make online transactions. Its services are available at any range of financial instruments and it’s UPI and payment gateway allows it’s customers to instantly send or receive money.  Free Charge facilitates its a customer to pay gas, electricity, landline bills, DTH recharges, charity donations, shop at your favorite brands and many more by just tapping on the phone screen. In fact, it also allows it’s users to do the insurance payment with just one click and it keeps on granting the rewards and providing the super offers to its customers.

2. Chillr

Chillr is a mobile application and web application which offers so many features such as instant money transfer from your bank account, manage all your accounts at one place, recharge your mobile phones, pay bills, shop at Chillr merchants and many more. This company works closely with leading banks including HDFC, Bank of Baroda to make payments super easy, safe and instant. Chillr allows it’s customers to send money immediately to anyone in their contacts 24*7. Sending money using Chillr is free of charge. and the user’s bank may levy standard IMPS charges for transactions made on Chillr.

3. Google Pay – Best PayTM Alternatives

Google Pay is a mobile payment service provided by Google for the Android Platform. It is a very beneficial application when you are paying for a purchase in India, as it is mainly targeted to Indian users. Google Pay has got cash mode through which users can easily send or receive payment instantly to anyone they want without needing to share any personal information related to bank account details, phone numbers or anything else. Google Pay is connected directly to your bank account and uses the National Payment Corporation of India (NPCI’s) Unified Payment Interface (UPI) to keep your transactions easy and also secure. It supports several Indian languages such as English, Marathi, Bengali, Hindi, Tamil, etc. that means a user of any reason have the ease in using this application as it is available in their native languages top.

4. Itz Cash

Itz Cash was launched in 2006 and has evolved from being India’s largest nonbank entity to offer prepaid cash cards. Itz Cash is a unique payment instrument and it makes convenient,m simple and secure way to handle the cash. It can access your funds stored on the card from anywhere at any time and it doesn’t require any bank account. You can pay your bills online, you can do the bookings of tickets of any means of transport such as Air, Train or Buses online or movie tickets, online shopping, ATM cash withdrawal, shop at any merchant outlets, etc. Itz Cash is accepted at all Visa/ Master card and network, ATM’s, online and merchant outlets.

5. Citrus Wallet

Citrus Wallet is a new, trending and smarter way of handling your online payments in India. The personal and financial data of the customer is encrypted and totally protected on Citrus against unauthorized transactions mode via Unified Payment Interface. It allows it’s users to send money to and receive money from anyone instantly through e-mails and phone numbers. Citrus Wallet also let it’s users to transfer money to friends, relatives, colleagues or anyone and also makes easy to pay in dutch any bills such as movie, party, travel or canteen. This application allows to have all the track records of the past transactions and spending patterns.

6. State Bank Buddy

State Bank Buddy is State Bank of India’s mobile wallet application and it offers the freedom to send money to anyone, and it is more like a prepaid e-wallet that can be used to transfer money to a registered or any new user or make payment while shopping. It promotes cashless transactions and it was previously named as eRuppee. There is no compulsion to have an account in SBI to use State Bank Buddy and it is available in 13 languages. But it is digital wallet so you have to load money in it start making bill payments and transfer money.

7. Oxigen Wallet – Fast App like PayTM

It is a unit if Oxigen Service India Pvt Ltd. which is a leading payment solution provider. Oxigen Wallet focuses on every user need and provides services like payment of bills, DTH/data recharges, instant money transfers, shopping online and many more and all can be done seamlessly, safely and securely. It can be downloaded and can be connected to all major platforms such as iOS and Androids.  It is semi-closed wallet so the consumers cannot withdraw the cash but can use wallet account to make purchases at selected merchant sites.

8. mPay

mPay is a mobile financial service which is highly secured with double lock security system means it needs both your mobile numbers and your PIN to access mPay. You can pay with a prepaid virtual card named AIS mPay Master Card and it is a perfect option for the one who does not have credit cards. It is safe, quick, convenient and can be used anytime anywhere.

9. ePayment

ePayment is a convenient electronic wallet for the people who earn money through internet. It allows you to receive payment from employers, partners, withdraw cash anywhere in the world and pay for services using the ePayment Prepaid Master Card. ePayment facilitates secured payment with Prepaid Master card Secured Code and you can pay for your purchases with just one tap. It tracks your account, manage your money and it is very easy to collect your payments from your clients. It is specially designed to address the unique requirement of payments made via the internet.

10. Air Pay

Air Pay is a bundle of solution for easy payments. It allows you to do everything related to financial stuff and it is a very simple and convenient way. It made it so fast and easy to book flights to thousands of local, national or international destinations. It delivers extreme safety of your account and credit details and keeps it secure from hackers or any other individual. It is available in the English language and can be installed on Androids.

Thanks for reading this guide on Best PayTm Alternatives.

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